TRANSACTION SOLUTIONS
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Terms & Conditions

Last Updated: April 3, 2026

Welcome to Transaction Solutions LLC. By accessing our website or using our services, you agree to be bound by these Terms & Conditions. Please read them carefully.

Acceptance of Terms

By using our website, submitting an application, or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy.

Services Overview

Transaction Solutions LLC provides direct business lending services, including but not limited to working capital loans, equipment financing, revenue-based financing, business lines of credit, commercial real estate financing, and invoice factoring.

All loan products are subject to credit approval and underwriting criteria. Approval is not guaranteed, and terms may vary based on creditworthiness, business financials, and other factors.

Application Process

When you submit an application:

  • You represent that all information provided is accurate and complete
  • You authorize us to verify information and obtain credit reports
  • You understand that submission does not guarantee approval
  • We reserve the right to request additional documentation or information

SMS Terms & Conditions

By providing your mobile phone number and opting in to SMS communications, you agree to the following terms:

You will receive recurring marketing and promotional SMS/MMS messages from Transaction Solutions LLC sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, service information, and promotional content related to our financial products and services.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan.

How to Opt Out: You can opt out of SMS communications at any time by replying STOP to any message you receive from us. You will receive a confirmation message that you have been unsubscribed.

Help: For assistance, reply HELP to any message or contact us at beverly@transactionssolutions.com.

Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase or service. You may still apply for and receive our lending services without agreeing to SMS communications.

Supported Carriers: SMS services are available for all major U.S. carriers. Delivery is subject to carrier limitations and network availability.

Loan Terms and Conditions

All loan agreements are governed by separate, formal loan documents that will be provided at the time of approval. These documents will specify:

  • Loan amount and disbursement schedule
  • Interest rates and fees
  • Repayment terms and schedule
  • Default provisions and remedies
  • Collateral requirements (if applicable)

Fees and Charges

All applicable fees, interest rates, and charges will be clearly disclosed in your loan agreement before you sign. We do not charge upfront application fees, but other fees may apply based on the specific loan product.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Transaction Solutions LLC or its licensors and is protected by copyright and trademark laws.

Limitation of Liability

Transaction Solutions LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services. Our total liability shall not exceed the fees paid by you for the specific service giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless Transaction Solutions LLC, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Governing Law

These Terms & Conditions are governed by the laws of the State of California, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Placer County, California.

Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. We will notify you of significant changes by posting the updated terms on this page and updating the "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the new terms.

Severability

If any provision of these Terms & Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms & Conditions, together with our Privacy Policy and any formal loan agreements, constitute the entire agreement between you and Transaction Solutions LLC regarding your use of our services.

Contact Information

If you have questions about these Terms & Conditions, please contact us:

Transaction Solutions LLC
6520 Lonetree Blvd, Rocklin, CA 95765
Email: beverly@transactionssolutions.com

TRANSACTION SOLUTIONS LLC

Providing direct business lending solutions with integrity, speed, and expertise. Based in Rocklin, California, serving businesses nationwide.

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